Atome enables you to own the things you want, shop and pay later in 3 interest-free easy payments.

BUY NOW PAY LATER
Atome automatically splits your bill into 3 interest-free installments at thousands of stores. No interest. No service fee. Pay only 1/3 of the amount at the time of purchase and receive your items first. The next two payments will be spread 30 days apart.

SHOP ONLINE & OFFLINE
Atome partner with top stores & brands, from Sephora to IUIGA, Zara to Agoda. Whatever you’re looking for beauty, fashion, furniture or home electronics, Atome will provide you with the latest trends.

Easy Payment
All it takes is 72 seconds to register an account and complete a transaction. Payments are automatically deducted.

HOW DO I USE Atome?
1.After downloading our mobile app and setting up your account, you can shop and pay later.

2.Browse our directory of merchants, find your favorite beauty, fashion, or home electronics stores. Scan an Atome QR code to pay if you’re at Sephora/iStudio or choose Atome as a payment option when you’re on a merchant’s website.

3.Your purchase will be split into 3 interest-free payments.

4.Check the status of your payment schedule under “Bills” on the app. You’ll also be informed when your payment cycle is completed.

5. Atome supports credit card or debit cards across major banks for repayment.

Download Atome, enjoy the freedom to shop now pay later at your favorite stores！

You can follow us at our social media channels below:

Official Website: https://atome.sg/
Facebook: https://www.facebook.com/atomesg/
Instagram: https://www.instagram.com/atome.sg/
LinkedIn: https://www.linkedin.com/company/atomesg

We have made tremendous improvements for this release!
- Brand new homepage for better navigation and exploration.
- All offline merchants are shown and searchable in app.
- Better payment flow and many more!
We strongly recommend users update to the latest version to enjoy better shopping experience with Atome.
Why wait? Time to own it!